FREEBIES – HERE’S THE GOOD STUFF
Here’s where all the little helpful sheets and spreadsheets are available for download. If you ever have difficulty downloading them, or using the tools, don’t hesitate to let me know. I can e-mail you a direct version, or offer some support in using them.
If you’re a CYinnovations Subscriber, you will always have access to these freebies. Just enter your e-mail to un-lock the downloads. Don’t worry, you won’t get duplicate e-mails.
If you want to download them later – go for it. If you want to take it all in now – go for it! Any freebies in the future will also go on this page – which you will also have inside access to.
Calculate your risk score using all your debt and income. Try to increase your aggregate risk score!
Read more about Risk here. The more savings you have, the lower your risk will be – obviously. This is a quick spreadsheet that calculates a risk score based on my own criteria.
Quick guide to common types of insurance, and what they cover.
Read more about Insurance here. Remember that insurance is intended to replace or pay for repairing something that you can not afford to replace / repair yourself. The other insurances on this list probably aren’t necessary, although every situation is different.
Mortgage Payment Calculator Spreadsheet
This spreadsheet allows you to add in extra principal payments to pay off your mortgage quicker. For instance if you want to pay a lump sum amount during one month, or odd amounts every month, this spreadsheet allows you to do it. You can also apply a single principal amount to all payments – much like the online calculators.
This is the spreadsheet that I use, and I love the flexibility of the different principal payments.
DOWNLOAD YOUR MORTGAGE PAYMENT CALCULATOR SPREADSHEET HERE